Products
Mortgage Products Tailored to You
When it comes to financing your home or investment, one size does not fit all. The type of loan product you choose—or qualify for—depends on a variety of factors, including your financial situation, property characteristics, and long-term goals. At Exhale Lending, we offer a diverse range of mortgage products to ensure you get the best fit for your needs.
Why Product Type Matters
Choosing the right mortgage product is critical—it determines your loan’s terms, requirements, and overall affordability. Key factors that influence product selection include:
- Borrower Characteristics
Income type, credit history, and financial goals.
- Property Characteristics
Type, location, and usage of the property.
- Down Payment Requirements
Vary widely depending on the loan product, ranging from low down payment options to those requiring significant equity.
At Exhale Lending, our team of experts will help you navigate these options to find the product that aligns with your unique situation.
Let’s Find Your Perfect Fit
Every borrower and property is different, and we’re here to ensure you get the product that empowers your financial success. Click through to learn more about our Traditional Loans, Non-Traditional Loans, and Niche Products, or contact us today to discuss your options.
Here’s a look at the categories of mortgage products we provide:
- Traditional Loans
Our Traditional Loans are designed for borrowers who meet standard lending guidelines, offering reliable and straightforward financing options. Whether you’re purchasing a primary residence, second home, or investment property, these products often feature competitive rates and predictable terms. Perfect for borrowers with stable income, solid credit, and straightforward financing needs. Learn more
- Non-Traditional Loans
If your financial situation doesn’t align with traditional loan requirements, Non-Traditional Loans provide the flexibility you need. These options are tailored for self-employed individuals, investors, or those with unique income or asset profiles. From bank statement loans to investment property financing, these products expand opportunities for borrowers who require a more customized approach. Learn more
- Niche Products
Specialized properties require specialized loans. Our Niche Products are crafted to meet the needs of borrowers seeking financing for non-standard scenarios, such as reverse mortgages, construction loans, or unique property types like land, condotels, or multi-unit properties. These products address the challenges of securing financing for unconventional needs, helping you unlock opportunities others may overlook. Learn more
Exhale Lending is a mortgage brokerage firm that embodies trust, transparency, and a genuine desire to help clients achieve financial serenity. With our client-centric approach, expertise, and unwavering commitment to excellence, Exhale Lending is poised to make a meaningful impact on the journey towards homeownership for individuals and families alike.
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Exhale Lending, L.L.C.
Equal Housing Opportunity
Office Location
Cary, NC 27511