Rate History

National Rate History

We understand that interest rates vairy across lenders, but what is most important to prospective borrowers (for prospective buyers and those about to refinance) is the current trend in interest rate movements.

Below is a chart of data from Mortgage Daily News which represents national average mortgage rates for 30-Year Fixed Conventional, 15-Year Fixed Conventional mortgages and 30-Year Fixed FHA loans over the past 30 days.

The average rates displayed have been adjusted to assume a “zero-points” interest rate. So, for example, if a borrower received an interest rate for 5.75% and paid 1.0 Point, then the implied “zero-points” rate could have been 6.00% (figures for demonstration purposes only).

For more information on the methodology and data collected to compile these charts, please visit the Mortgage Daily News web-page by clicking here.

30-Day Mortgage Rate History

The rates displayed, above, are updated manually and based on adjusted National average mortgage rates for various products for a certain borrower profile (see Mortgage Daily News website for more information).

The rate displayed above are not representative of Exhale Lending L.L.C.’s offerings but are published to help borrowers visualize the current trends in rates for various mortgage products.

To get a rate quote, please submit a loan application, but clicking “Apply Online” in the top right hand corner.

Note: This is NOT a Rate Quote.

Expert Advice

We’re your trusted financial partners for life, dedicated to simplifying your journey towards homeownership. Reach out today!

Exhale Lending is a mortgage brokerage firm that embodies trust, transparency, and a genuine desire to help clients achieve financial serenity. With our client-centric approach, expertise, and unwavering commitment to excellence, Exhale Lending is poised to make a meaningful impact on the journey towards homeownership for individuals and families alike.

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Exhale Lending, L.L.C.
NMLS 2493601
Equal Housing Opportunity
Office Location
1135 Kildaire Farm Road, Suite 200
Cary, NC 27511
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