About Patrick Gallagher

Founder, Mortgage Loan Officer and Strategist

About Patrick

Founder, Mortgage Loan Officer and Strategist

Patrick Gallagher, a seasoned mortgage professional with over 20 years’ of experience, brings an exceptional level of expertise and dedication to his work. Throughout his career, Patrick has showcased his commitment to surpassing client expectations and delivering outstanding results.

Having worked in various sectors of the mortgage industry over the years, including seven years’ of residential lending experience on Main Street and a further nine years’ of extensive mortgage banking, trading and credit analysis at a top Wall Street investment bank, Patrick has cultivated a deep understanding of the intricacies of the lending landscape.

This unique background allows Patrick to offer comprehensive insights and tailored strategies to clients seeking optimal loan products and rates.

With a focus on improving their financial and credit status, Patrick strives to help his clients achieve homeownership today, or by setting them up for homeownership for tomorrow.

Patrick Gallagher

Founder of Exhale Lending, L.L.C. NMLS #1495210

Why Work with Patrick?

When you work with Patrick Gallagher, you’re not just getting a mortgage professional—you’re gaining a trusted partner with over two decades of industry expertise. Patrick’s unique background, blending years of Wall Street experience in mortgage banking and credit analysis with hands-on residential lending, equips him to offer unparalleled insights and tailored strategies.

Patrick’s commitment goes beyond finding the right loan; he prioritizes your long-term financial success. Whether it’s navigating complex lending scenarios, helping first-time buyers, or securing competitive rates, Patrick’s client-first approach ensures a seamless and empowering experience. With Patrick, you’re not just closing a loan—you’re building a path to financial freedom and homeownership success.

Expert Advice

We’re your trusted financial partners for life, dedicated to simplifying your journey towards homeownership. Reach out today!

Exhale Lending is a mortgage brokerage firm that embodies trust, transparency, and a genuine desire to help clients achieve financial serenity. With our client-centric approach, expertise, and unwavering commitment to excellence, Exhale Lending is poised to make a meaningful impact on the journey towards homeownership for individuals and families alike.

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Exhale Lending, L.L.C.
NMLS 2493601
Equal Housing Opportunity
Office Location
1135 Kildaire Farm Road, Suite 200
Cary, NC 27511
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