Offerings
Our offerings
At Exhale Lending, we provide a comprehensive range of services and products designed to meet your unique needs, whether you’re purchasing your first home, refinancing, or exploring niche mortgage solutions. Explore our offerings below to find the right path for your homeownership or investment journey.
Services
We simplify the mortgage process with a variety of services tailored to make your experience seamless and stress-free:
- Mortgage Brokerage
As your trusted intermediary, we connect you with lenders offering competitive rates and loan terms suited to your needs.
- Pre-Approvals
Secure your dream home faster by getting pre-approved. Know what you qualify for upfront to confidently make offers.
- Consultations & Planning
Personalized guidance to help you understand your options, set goals, and create a plan to achieve homeownership.
- Rate Quotes
Personalized guidance to help you understand your options, set goals, and create a plan to achieve homeownership.
- Refi-Tracking
We keep an eye on interest rate trends to help you seize refinancing opportunities at the perfect moment.
Products
Explore our diverse range of mortgage products designed to fit your unique financial situation:
- Traditional Loans
Includes standard Conventional Loans, FHA Loans, and VA-backed loan programs, providing accessible options for most borrowers. Learn more
- Non-Traditional Loans
Ideal for borrowers with unique financial circumstances, including Non-QM loans such as Bank Statement loans, Investment DSCR (Debt-Service Coverage Ratio) loans, and Asset Depletion loans. Learn more
Niche Products and Property Types
Specialized solutions for unique situations:
- Reverse Mortgages
A financial solution for homeowners aged 62+ to access the equity in their home while remaining in their property. Learn more
- Construction Loans
Financing options for building your dream home or undertaking major renovation projects. Learn more
- Financing Unique Property Types
Flexible loan options for properties outside the typical residential categories, including Land/Lot Loans, Condotels, Non-Warrantable Condos, and properties with 5+ units. Learn more
Exhale Lending is a mortgage brokerage firm that embodies trust, transparency, and a genuine desire to help clients achieve financial serenity. With our client-centric approach, expertise, and unwavering commitment to excellence, Exhale Lending is poised to make a meaningful impact on the journey towards homeownership for individuals and families alike.
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Exhale Lending, L.L.C.
Equal Housing Opportunity
Office Location
Cary, NC 27511