55 Green Haven Blvd, Youngsville, NC 27596

Exclusive Listing from Justice

Marianne Durham
Agent/REALTOR®
License #: 269860

Pittman & Associates, REALTORS®

Cell: 919-696-1616

Email Marianne

55 Green Haven Boulevard, in Youngsville, is a truly spacious home situated on an oversized lot. Boasting a first floor master suite, open floorplan, cozy fireplace in the family room and a well-appointed kitchen. With a generous bonus room, fenced-in backyard, and side-load garage, this home is ready for you just in time for the holidays! Read more.

Patrick Gallagher
Founder, Mortgage Specialist
NMLS #: 1495210

Exhale Lending, LLC

Cell: 917 592-0178
Office: 984 208-1113

Email Patrick

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Our sellers are offering the lucky buyers of their beautiful home a 2-1 Rate Buydown as part of the transaction.

* Down payment percentage for illustrative purposes only. 20% not required. Minimum down payment will be determined by homebuyers existing finances and selected loan program.

** Rate as of 10/20/2023. Assumes First Time Homebuyer and the loan characteristics shown. Rates are subject to change without notice.

*** Annual Percentage Rate (APR) is the annualized cost of borrowing funds. When applied to mortgage loans, it encompasses not only the interest rate but also any additional charges or fees.

2-1 Rate Buydown

A 2-1 Buydown, paid by the sellers, allows new homeowners make mortgage payments based on lower interest rates for the first two years of ownership. The effective rate is 2% lower than the locked rate in the first year and 1% lower in the second year. Hence, 2-1 Buydown.

Buydowns are great way for new homeowners to ease into a presumably higher housing payment (either from renting, or after selling a departing residence with a lower mortgage rate). The monthly savings are immediate, and there is no risk in losing out: if the homeowner is presented with an opportunity to refinance within the first two years, any unused funds will be applied as a principal reduction to the loan balance.

The example rates and payments have been derived from the following assumptions:

Save over $10,000 in the first 2 years*

*Actual savings will depend on purchase price, locked interest rate and down payment. See example, below, assuming full asking price, 20% down and 8% mortgage rate.

Example:

Ask Exhale Lending for a Rate Quote