Mortgage Brokerage Services

Mortgage Consultations

Purchase Mortgages

It's tempting to dive in and go house hunting, but start your home-buying journey with a consultation can save you money, time, effort and stress. Know before you go. Book a no-obligation consultation now.

Mortgage Brokers work with multiple lenders and match homebuyers with the right product and lender, based on borrower profile and complexity. We rate shop for you, so you don't have to.

Exhale Lending offer Purchase Mortgages for those seeking to buy a new home, vacation property or investment property.

Refinance Mortgages

Homeowners that already own may want to refinance for many reasons.

  1. Lower Mortgage payments (by either lowering the mortgage rate, or extending the loan term)

  2. Converting an ARM loan into a Fixed Rate Mortgage

  3. Eliminate Mortgage Insurance Payments (and in effect lower monthly payments)

  4. Extract equity through a Cash-Out Refinancing.

  5. Exiting a bridge Financing, into a lower more stable mortgage rate.

Secondary Financing, or Home Equity Line of Credit, or HELOC

Many homeowners were able to take advantage of low rates during 2020 and 2021 may be looking to extract more equity from their home, but don't want to lose their incredible mortgage rate. The best solution is a HELOC, which work just like a Credit Card, except you're borrowing from the equity of your home.

Renovation Mortgage Loans

Renovation loans are great for fixing up an existing loan (through a refi) or buying a home that needs a little love. Either way, you can borrower money for your renovations, and the Loan-to-Value is based on the future (completed) project, not the current state of the home - which means you get to borrower more.

One-Time-Close Construction Loans

Have dreams of building your own home? Whether you own a plot of land, or not, we have the perfect solution for you. Our one-time-close mortgage loan allows you to acquire land (if you don't already own it), build a new home and get your Certificate of Occupancy. After it's close, the loan converts into a regular conventional loan.

Lean more about out products and offerings here:

Exhale Lending is committed to delivering on-time, stress-free closings.

  • Expert Mortgage Guidance

    Personalized advice and guidance throughout the mortgage application process.

  • Extensive Loan Options

    Access to a diverse array of loan programs from a wide network of lenders. "Unlocking a World of Loan Options Tailored to You"

  • Competitive Interest Rates

    Leveraging relationships with lenders to secure competitive interest rates.

  • Personalized Service

    Support and assistance tailored to your unique financial goals and situation.

  • Streamlined Loan Processing

    Efficient handling of the application, approval, and closing process.

  • Advocacy for Your Interests

    Offering a trusted advocate, dedicated to negotiating favorable loan terms for you and your family.

  • Time and Effort Savings

    Taking care of the time-consuming research, comparison, and paperwork.

  • First-Time Homebuyer Support

    Assisting and educating first-time homebuyers throughout the process.

  • Refinancing Solutions

    Helping homeowners explore refinancing options to improve their financial situation.

  • Specialized Loan Assistance

    Providing expertise in specialized loan programs to meet unique needs.

Strett-Free Experience &
On-Time Closings

Expert Advice with
Clear Communication

Competitive Rates &
Comprehensive Solutions

Pick Only 2?! No, thank you...

At Exhale you don't need to choose.
You get all three.

With traditional mortgage lenders and brokers, homebuyers typically need to pick between expert advice, stress-free closings and competitive rates.