We make your Homeownership Dreams Come True

Where your worries disappear, and financial freedom begins!

Patrick Gallagher

Founder, Senior Loan Officer

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A transformative experience in the world of home financing

Dedicated for providing unparalleled service and creating a haven of financial peace for our clients.

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About Exhale Lending

A seasoned mortgage professional with a deep understanding of the industry, Exhale Lending is dedicated to providing unparalleled service and creating a haven of financial peace for its clients.

Exhale Lending aims to alleviate the stress and complexities often associated with obtaining a mortgage.

Beyond their expertise and personalized approach, Exhale Lending distinguishes itself through a genuine passion for creating positive change in the lives of its clients.

About Exhale Lending

Our expert team delivers personalized solutions and innovative strategies, ensuring you breathe easy while achieving your financial goals.

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Our Services

Exhale Lending is committed to delivering on-time, stress-free closings.

With traditional mortgage lenders and brokers, homebuyers typically need to pick between professionalism and advice, a stress free closing and competitive rates.

Mortgage Consultations

It's tempting to dive in and go house hunting, but start your home-buying journey with a consultation can save you money, time, effort and stress.

Mortgage Brokerage Services

Mortgage Brokers work with multiple lenders and match homebuyers with the right product and lender, based on borrower profile and complexity.

Renovation Mortgage Loans

Mortgage Brokers work with multiple lenders and match homebuyers with the right product and lender, based on borrower profile and complexity.

Purchase Mortgages

Exhale Lending offer Purchase Mortgages for those seeking to buy a new home, vacation property or investment property.

Refinance Mortgages

Homeowners who have already own a property may want to refinance for many reasons.

One-Time-Close Construction Loans

Homeowners who have already own a property may want to refinance for many reasons.

Stay Informed!

Stay Informed! Because an Informed Borrower is a Confident Borrower.

Rate Trends

Check out current national mortgage rate trends by clicking this link.

RE Performance

Monitor county-level Real Estate Performance in some of more sought-after counties here.

What's New

Click here to learn more about new products, services and offerings, and how they benefit you.

Looking for an expert advice?

We’re your trusted financial partners for life, dedicated to simplifying your journey towards homeownership.

Exhale Lending is a mortgage brokerage firm that embodies trust, transparency, and a genuine desire to help clients achieve financial serenity. With our client-centric approach, expertise, and unwavering commitment to excellence, Exhale Lending is poised to make a meaningful impact on the journey towards homeownership for individuals and families alike.

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Exhale Lending, L.L.C.
NMLS 2493601
Equal Housing Opportunity
Office Location
1135 Kildaire Farm Road, Suite 200
Cary, NC 27511
© 2023 Exhale Lending, L.L.C. All Rights Reserved.

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